Payments anywhere, anytime, on any device

Payment solutions that maximize flexibility and security, minimize total cost of payment acceptance


  • In-store, online and mobile payments
  • Bill payments
  • Solutions for platforms and online marketplaces
  • Credit and debit cards, digital wallets and stored value cards


  • Industry-leading security protocols
  • Advanced anti-fraud technology
  • Heartland Secure™ technology backed by a comprehensive breach warranty


  • 2-second authorization times
  • 99.995% uptime
  • Interchange optimization service
  • Fast funding

How Merchant Services Works

Payroll made painless

Complete payroll, hiring and HR solution — enabled by technology, powered by people

Process payroll with ease and confidence

  • Pay employees by check, direct deposit or pay card
  • Utilize built-in timekeeping solution or integrate into existing tools

Make better hiring decisions

  • Automate job application process and new hire compliance
  • Screen for Work Opportunity Tax Credits (WOTC)
  • Onboard new hires electronically

Manage people, not just payroll

  • Affordable access to HR tools and solutions
  • Customizable reporting for W2, 1099 and seasonal employees
  • HR training, forms and templates
  • Online access to HR regulation changes

Point-of-sale products designed to meet specialized needs

Xenial brings smartphone ease-of-use and convenience in a cloud-based restaurant and retail management system.

Digital Dining delivers a customizable, robust feature set for the hospitality market.

Dinerware is a flexible, easy-to-use POS system that supports a broad range of restaurant concepts and workflows.

pcAmerica provides small to medium-sized retailers with everything they need in a POS.

LiquorPOS was designed to meet the specialized POS needs of small and medium-sized liquor/beverage stores.

Customer engagement tools that turn buyers into loyal customers

Analytics provides business owners with powerful tools to increase the effectiveness of marketing and advertising dollars. Optional upgrades include email marketing and social media reputation management.

Gift + Rewards build brand awareness and boost customer frequency with rewards-based marketing programs.

Guest List offers restaurants a smarter way to accept online reservations and manage their wait list.

About Heartland

Heartland delivers fast, secure omnichannel payment processing and business solutions to more than 400,000 business locations nationwide. Product offerings include payments, payroll, point of sale, customer engagement and lending. Heartland pioneered the Merchant Bill of Rights, a public advocacy initiative to educate merchants about fair payment processing practices. Heartland Payment Systems is a Global Payments company (NYSE: GPN). Visit: